Breast Augmentation and Liposuction for as little as $150 per month and no money down ( Call for details)

Certain restrictions may apply based upon your individual credit history

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For Excellent or Good credit use PatientFi to get back rewards or bonus credit

PatientFi Financing is an amazing option for almost every patient! The best part is there is NO RISK to apply- see if you qualify via a Soft Credit Check. No negative impact to Fico Score to check and review offers. This is very helpful to most of our patients. Take advantage of 0% APR Plan without retroactive penalties, daily compounding interest rates, or hidden fees. PatientFi looks beyond the FICO Credit Scores. Their selection process allows them to approve more patients than traditional banks and lenders.

If you are interested in applying for more than one company, to see who offers you the best plan, option and rate, we would suggest applying with PatientFI company first since your credit will not be affected. Their application process is quick and takes seconds to complete. No need to wait a few business days to see if you are approved or not, with PatientFi you will know your application status immediately. This plan selection works by disbursing the funds directly to our office, at your Pre Op appointment which is generally 2 weeks prior to your surgery date. You will then be making your payments back to PatientFi directly.

To apply through PatientFi visit They are also reachable at 866-734-5979 and by email

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United Medical Credit

United Medical Credit offers affordable payment options for Plastic Surgery procedures. This is a great option if you do not currently have the best credit score, as they accept lower credit scores AND Cosigners! United Medical Credit offers a simple and quick online process, affordable monthly payments, competitive interest rates, NO Prepayment penalties and same-as-cash financing options may be available. Thousands of patients have obtained financing for their procedures through United Medical Credit’s financing network. You can do the same! Fill out the online application: it’s simple and should only take a few minutes to complete. Next, your application will be reviewed, their wide network of lenders and creditors provide offers within minutes. Last, review and accept your Terms. United Medical Credit associates are available to answer your questions and help you through the entire process.

To apply through United Medical Credit visit and click “Start an Application” they are available by phone 855-503-1800.

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Advanced Care Card

Advanced Care Card is the best option for longer Interest Free plans. Their application process is quick and easy, provides instant approvals, generous credit limits and NO Prepayment Penalty! Select plans offer Interest Free for up to 14 months! That is a game changer for patients! After the initial interest free period, your interest rate and terms are based on your individual credit history and current financial situation. The better your credit, the better interest rate and terms you are likely to receive. We’re not done just yet.. Advanced Care Card also offers Co-signers as well.

 To apply through Advanced Care Card visit  then select “Apply Now” Choose current credit status from Excellent, Good, or Fair. You will be directed to a product which best matches your credit situation. Complete a secure, online application. Receive instant approval. Choose to accept or decline your offer. For more information, please contact Advanced Care Card directly at 1-800-432-9470.

Financing for Plastic Surgery and Medical Spa Services

Financing for Plastic Surgery and Medical Spa Services is easier than you think! The option to finance surgery is an amazing opportunity, for many patients and families out there. Whether you’re not good with saving money, or you aren’t prepared to pay out of pocket for surgery all at once, there are numerous options available for you. We encourage you to get PRE-APPROVED for surgery before coming in for your consultation, so you know what you are approved for ahead of time. This gives you the opportunity to schedule your surgery date while you are at our practice following your consultation with Dr. Whitlock. Here at Whitlock Cosmetic Center, we have a busy surgery schedule that can sometimes be booked out for months in advance. Having to wait to schedule your procedure or medical treatment, due to the unknown of financing options and approval, can delay your ability to get on our surgery schedule. We make the financing process as easy as possible. Our financing options are all available on our website, under the “Financing” Tab. Most applications only take seconds to apply and provide a pre- approval quickly. Plastic Surgery financing has given many patients in the Tulsa area an opportunity to have a life changing procedure, with no upfront cost. The BEST part, the financing providers we partner with have a few options for INTEREST FREE, some up to 14 months! It doesn’t get better than that! We also are partnered with a company that accepts lower credit scores, we want to make sure there is a plan available for everyone regardless of your credit score situation. Waste no more time!  Get your pre-approval with one of our financing options TODAY, schedule your consultation with Dr. Whitlock, then let us help make your Plastic Surgery Dreams come true!


Here’s what you can expect your consultation to look like:

Once you arrive at Whitlock Cosmetic Center, we will check you in at the front desk.  As soon as we have a space available, we will get you placed into your own private room. Once we have you in a patient room, we will discuss all medical history with you, give you a chance to discuss your concerns and expectations, and which procedures are of interest. Dr. Whitlock will do a full exam to determine exactly what he recommends to accomplish your goals. We strive to give every patient our 100% attention when you are in our office for a consultation.  We will answer all questions you may have and make sure you are completely comfortable and informed on your options. Once that is completed, you will enter Dr. Whitlock’s office where he will review 3D photos of what you can expect to look like after your procedure. This Is an amazing feature that no other office in Tulsa offers! Once you are finished with this section of your consultation, Dr. Whitlock will provide his physician recommended procedure to our Patient Coordinator, who will then create your surgical quote for you. You will be brought into the Patient Coordinator’s office, who will discuss the full break-down of your surgical quote. At this time, you will have a chance to ask about our financing options, if you have not already been pre-approved with one of our financing companies. Each finance company works a little differently, and we will discuss each option thoroughly to determine which option would be best for you. We have iPads available for use in our office if you are interested in applying while you are here for your consultation.  You can also easily apply from your phone as well. We try to make this process as easy, and simple as possible!

As said before, we have a few different options for financing. We offer more than one company to insure we can find one that works for each individual patient as every patient’s situation and needs vary. We review our financing options often, to make sure we are offering the best Plastic Surgery Financing options out there! Only the best for our patients. Let us take a second to review the current Financing options we have available to give you a better idea of the differences between each company, and which one might be the right fit for you.

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Whitlock Cosmetic Center

8913 S Yale Ave, Suite 200
Tulsa, OK 74137
Phone: (918) 743-5438


Monday – Thursday 9am – 5pm